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Affordable Care Act
For coverage starting January 1, 2018, the open enrollment period on the ACA Marketplace is November 1, 2017 - December 15, 2017.
HealthCare.Gov(link is external) is the government’s Affordable Care Act website. The site was created as part of the Patient Protection and Affordable Care Act (ACA), the nation’s health reform law that was signed into effect in March of 2010. It offers coverage options by creating Health Insurance Marketplaces with access to health insurance information and the opportunity to purchase health insurance.
- Get Covered Illinois(link is external) is “The Official Health Marketplace” for the state of Illinois. It provides some Illinois-specific information and links to HealthCare.Gov to determine program eligibility and apply for Marketplace plans.
- What if English isn't my first langauge?(link is external) - links to resources in 15 different languages.
- Why should I have health coverage?(link is external)
- How can I get ready to enroll in the Marketplace for 2018?(link is external)
- What does Marketplace health insurance cover?(link is external)
- How can I find out if I can get lower costs on coverage?(link is external)
- What if someone doesn't have health coverage in 2017?(link is external)
- What if I’m a part-time employee without health coverage?(link is external)
- What if I’m retired but not eligible for Medicare?(link is external)
- Where can I get low-cost care in my community?(link is external)
- How can I get local help with my Marketplace application?
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- What are the healthcare requirements for small businesses?(link is external) website explains what business owners need to know regarding “Employer Shared Responsibility,” how to calculate the number of Full Time and Full-Time Equivalent (FTEs) Employees, the differences between a business classified as “very small” versus “small,” and how tax credits are affected.
- The Healthcare.gov Glossary(link is external) is a handy reference tool many with health insurance terms, such as ‘advanced premium tax credit,’ ‘Employer Shared Responsibility Payment,’ and ‘Qualifying Life Event.’
The AARP(link is external) site has several helpful resources including Health Law Answers(link is external) - a tool that allows you a preview of options, based on information that you enter (state, gender, age, household, income, etc.). This section also includes fact sheets such as “Choosing a Health Care Plan: Coverage, Cost, Compare,” and “What the Health Care Law Means for Small Businesses.”
IRS Affordable Care Act Tax Information(link is external) - clarifies many questions, such as whether there is a penalty for not having health insurance, and whether you can receive a tax credit for insurance that’s not purchased through the Health Insurance Marketplace.
The Kaiser Family Foundation(link is external) can help you calculate whether or not you will qualify for a subsidy.
Illinois Health Care Matters(link is external) provides updates and resources about the Affordable Care Act's impact on various audiences in Illinois including individuals, small businesses, and community organizations.
rev. 10/17 sas